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Do I Qualify for a Payday Loan ?

We welcome homeowners, council tenants, private tenants, housing association tenants or people living with parents. We help people with good or bad credit history.

These are our minimum requirements:

  1. You must have a valid bank account that will accept direct debits.
  2. You must be at least over 18 years old.
  3. You must be a UK resident and be eligible to work in the United Kingdom (England, Scotland, Wales or Northern Ireland).
  4. You must be employed and receive a minimum salary of £750 per month.
  5. You must have your monthly wages paid directly into your bank account.

Please do not worry if you have a bad credit history. This is not a problem. Our panel of lenders  do not base their decision to lend to you over the long term and so they  are only interested in your present circumstances. It is even not always necessary to have a debit card attached to your bank account, please ask us for more details.

You can read more information about our policies in the Terms and Conditions page.

Representative example on a loan of £200 repaid after 30 days:

  • Total charge for credit: £248
  • Payable in one payment of: £248
  • Interest: £48
  • Interest rate: 292% p.a.
  • Representative 1223.6% APR (variable)
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

Customer Satisfaction

Our Customer Service centre will respond to your emails promptly
Monday-Friday from 9.30am-5.30pm
Email: sales@payday-lenders-direct.co.uk
*subject to lenders requirements and approval

Our company is a licensed credit broker and not a lender

Marc Obadia T/a - Payday Lenders Direct Registered Office : 8 Parson Street, London NW4 1QB
Financial Conduct Authority Interim Permission Number: 654479 Data Protection Registration: ZA060351 Payday Lenders Direct is Authorised and Regulated by the Financial Conduct Authority”
Copyrights © 2011 Payday Lenders Direct. All rights reserved.
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